Chúng tôi đang chia sẻ những suy nghĩ trung thực của mình về phong trào nghỉ hưu sớm độc lập tài chính (FIRE). Bạn đã nghe nói về phong trào FIRE chưa? Tất cả là nhằm giảm chi phí và tăng tỷ lệ tiết kiệm để bạn có thể nghỉ hưu ở độ tuổi 30, 40 hoặc thậm chí trẻ hơn. Có, bạn hoàn toàn có thể đạt được sự độc lập về tài chính ở độ tuổi 30 của mình. Nhưng phong trào LỬA có phải là chìa khóa của một cuộc sống hạnh phúc? Hãy xem video để biết suy nghĩ của chúng tôi! ▸▸▸ Nội dung liên quan | Tạo Cuộc Sống Mơ Ước – Cách Sống Hạnh Phúc Gia Đình OBH Vlogs: Ngân Sách Gia Đình 2018: Đầu Tư 101: Cách Tiết Kiệm Tiền | Chúng tôi đã tiết kiệm 100.000 đô la trong một năm như thế nào: ▸▸▸Các nơi khác bạn có thể tìm thấy chúng tôi! Trang web: Twitter: Instagram: Facebook: ▸▸▸Giới thiệu | Chúng tôi là Tasha & Joseph, một cặp đôi thiên niên kỷ cân bằng những đứa trẻ, công việc, tiền bạc và cuộc sống. One Big Happy Life là trang web của chúng tôi tập trung vào việc tạo ra một cuộc sống mà bạn yêu thích bằng cách tìm ra sự cân bằng phù hợp giữa các mục tiêu cá nhân và tài chính của bạn. Cuộc sống không chỉ có một thứ mà tiền bạc liên quan đến tất cả mọi thứ. Tài chính cá nhân không cần phải phức tạp hay quá sức. Mục tiêu của chúng tôi là trao quyền cho bạn để quản lý tiền của bạn và tạo ra cuộc sống bạn muốn. ▸▸▸Thiết bị máy ảnh của chúng tôi | Webcam: Máy ảnh lớn của chúng tôi: Máy ảnh chính của chúng tôi: Ống kính nhỏ: Ống kính lớn: Máy ảnh Vlog của chúng tôi: Chân máy lớn: Chân máy nhỏ: Gậy chụp ảnh tự sướng: Thẻ nhớ: Tuyên bố từ chối trách nhiệm: Chúng tôi sử dụng các liên kết liên kết cho những thứ chúng tôi sử dụng và yêu thích. Điều này giúp hỗ trợ nỗ lực của chúng tôi để tạo video giải trí cho bạn đồng thời cho phép chúng tôi chia sẻ những điều mà chúng tôi ❤ và 100% đề xuất. Cảm ơn bạn đã ủng hộ kênh của chúng tôi! Video này chỉ dành cho mục đích thông tin và không cấu thành pháp lý cho lời khuyên tài chính. Vui lòng tham khảo ý kiến của luật sư hoặc nhà lập kế hoạch tài chính được chứng nhận, những người sẽ đặt lợi ích của bạn lên trước của họ. * Các cảnh quay trong video này là tài sản của Một cuộc sống hạnh phúc lớn. Bạn không được phép sử dụng đoạn phim này mà không có sự cho phép. Để yêu cầu sự cho phép, vui lòng gửi email tới contact@onebighappylife.com.
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The FIRE Movement: Our Honest Thoughts On Financial Independence Retire Early
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I love the objectivity and looking and explaining both sides.
I really agree with the things you are saying about FIRE. What I really like about the FIRE moment are the fundamentals of the moment. I think the Fundaments of the moment are really great as a tool for low income families or individuals to prepare for retirement. Or maybe save for very large expensive that could take years and years to save up for. I myself am such a worker Bee that I can't image what I would do with my life if I didn't work at the age of 40 or 50. However I like the idea of being able to save a lot of my lesser income to be able to avoid having to get a auto loan. Or maybe even have the possibility of buying a house in cash when I am 50 or 55 just before retirement.
Loved your video. Very pragmatic.
Love you opinion
I have never heard Pete Adeney criticize people for not following the FIRE path. He is also quite transparent about making 400k/year from his blog, etc. Like Vicki Robin, he quite inadvertently found himself the leader of a movement. There are many takes on FIRE. Robin feels some in the movement lack vision; it's just a money game for them. Some retire early and get bored. Even Sam Dogen went back to work when he had a child – since children cost money. 🙂
0:19 One of the correct uses of the word "so" I've heard in a very long time.
I'm doing FIRE. I'm investing mostly in mutual funds with annual returns of over 12% so I'll be able to apply a 6 or 7% rule.
Not pragmatic in the U.S. for peeps that want a family. However, the frugal living can help you retire in early to mid 50's. Which is early. You see, in the US, to get the max benefit from SSA, you have to work 35 years. They use your highest 35 years of earnings to calculate your benefit. Retire too early and zeros are averaged in. Thus, reducing your benefit. Did you know your SSA pays your Medicare supplement? Dont sell yourself short by retiring in your 30's or 40's. Get your 35 years of work history in. (age 18 to 53) is reasonable. Then, retire early.
A year later….how did this video only has 59k view?
Thanks for the insightful video. Two things: subscribing and Joseph definitely married up! Thanks again!!
I would like to achieve FIRE to change jobs to be a parent. I’d say that’s retired.
I think FI is really the goal for most. I want to reach FI so I can do what I enjoy while not being burdened with a 40% paycut.
I love how logical and grateful you are. Subscribed!
I just read the book "Ikigai" and it has an interesting chapter about work and retiring.
Excellent points about the economic effects of more people doing FIRE
Aww I love you guys!
I want to do FI so that I can afford to spend time on areas I’m interested in and develop myself this way. I’m too afraid to go for it without having a financial backing so that I can afford to fail.
Interesting to hear a different view on this though, thanks.
FIBB = Financial Independence Build your Business
Generally I agree with your perspective on some of the people who advocate fire and their views on the 9-5ers, but I disagree with you on your views on fire and the workforce… 1- because a new generations are always coming up in the workforce so just because some people are leaving the workforce doesn't mean reduction in the workforce.
2- Imho I think more people pursing FI will result in the scales tipping in favor of the working people and not so much the corporation which may result in positive changes like increasing wages and reducing the work day/week as opposed to having to work 40+ hrs/wk (the new standard) to build wealth or in some cases just make ends meet.
The guy sounds like Ned feom 'The Try Guys'.
Great video
Awww, Tasha! What you said about folks with 9-to-5 jobs that they love warmed my heart!
I think like she said FIRES and 9 to 5vrs can co exist they need each other. Neither is wrong
Great video, it’s all about balance, hugs from México
I absolutely love the last point. If there I is something that you don’t link in the industry/ sector that you are in, create to make it better because there are many more who feel how you feel.
Tasha, you’re so smart, leveled headed, kind and considerate. 9 to 5 workers are very important.😊🇬🇾
This video is criminally underrated. <3
Also your comment about choice at the end. That's a really privileged perspective. Many people do not have choice and are stuck in terrible situations of poverty, discrimination, abuse and exploitation. More than most privileged people want to accept or acknowledge. It's amazing what you guys have done but it's not the norm for many. I see comments from teachers and nurses who love their jobs and I have a very fulfilling career in mental health. But that's not the norm and those are not rat race jobs. Those are very very good jobs. At least in Canada teaching is a very very very good job. I know I'm so lucky to have come from poverty and made it out to have a fulfilling job that's not back breaking or soul crushing. But I still have family who are working their butts off in terrible jobs and teaching them about FIRE will help them not make someone else rich so they can pursue what make them fulfilled and happy instead.
I think you're misunderstanding FIRE. Everyone I've talked to about their FIRE plan was not about looking down on working regular jobs. Everyone I've talked to want to "retire" early so they can do what they want and for some it was getting a lesser paying job that they loved so they can enjoy their work or continuing to do the job they loved without the pressure of "having" to work because they'd be homeless if they didn't. You're really generalising by saying the FIRE movement is about putting down working. My goal is to be able to work in my profession with less anxiety about having to work but working because I want to. And so I can have time to volunteer and travel. I will still be consuming and paying taxes and contributing to society. I will also have nice things and eat well and be productive in society. The difference is I'll be young enough and healthy enough to do it.
I love love love this video
Wow Tasha! You explained it so beautifully! It has become so popular to criticize the 9-5 work schedule. People ARE doing amazing work out there, as you stated, and there's nothing wrong with this path.
Serious couple goals!
My mother is retired and still works, many people work because they love what they do. When you love what you do money will come!
I was interested in Fire not because I wanted to retire early, but because I want to work my dream job which doesn’t pay much. I would like to have the financial stability to choose a job I would enjoy and not stress about money. I have taken many jobs in my past that were for the money and I was not happy. I am trying to find a balance in which I enjoy my work and I don’t stress about how little it pays.
This is my first time watching you both, and I absolutely love the balance in opinion in this video. My favorite is Joseph’s comment about creating an environment in the workforce to help others. Essentially paying the financial independence forward because we are here(on earth) not only to gain but to give as well. #NewSubbie
What a beautiful couple!
I love how she’s so respectful of her hubby. I need to learn more from her. I talk way too much 😆😆😂😂
It really bums me out that so many folks that have never heard of FIRE, will end up throwing the baby out with the bath water, over the Retire Early definition. The whole movement is about freedom of choice and the peace of mind that Financial Independence brings. Its about taking your life back and never being beholden to a system or employer. To have the choice to pursue your passions whether they provide an earned income or not.
Often people think financial independence and retirement is nirvana and never ending happiness…
Achieving financial independence is simply about stuff. When you have enough stuff then what? What's your purpose?
Seek wholeness…. instead of seeking happiness. Trust me. You'll be a lot happier 🙂
Are you guys really planning on retiring at 62?!? Did I hear that right?
My neighbor’s daughter made multi-millions when she and her partners sold their company. She has not worked in decades. She’s still financially ok right now but her mom told me she’s worried about her because she’s draining her cash and she’s getting to the point of reaching an age that limits her employment opportunities. We will see how it all plays out.
Great couple and a brave topic to discuss. Tasha you’re a brilliant broadcaster.
I'm kinda late on this but I hope in the next few years you can expand your business to Canada! I will be waiting 🙂 I've been learning a lot from your videos. Fresh out of university and struggling to find a job that gives me purpose while trying to be responsible at 22 and pay off my $32k in student debt. Don't ever stop making videos! I watch them regularly! <3
Love everything you said and I agree wholeheartedly!
I haven’t checked in in a while. But I remember you’re channel was way smaller. Holy crap glad you guys have been killing it! You guys look good too!
I definitely felt her when she explained the good work people of the 9-5 do.
Ooooo!! I like that idea, Joseph!! Get financially independent. Leave the job you hate (allegedly). Then create an amended job, including what was missing for you, that someone else could love!
I LOVED your words so much Tasha and couldn’t agree more about your point that it’s extremely problematic that it’s becoming more and more common to “vilify” the 9-5! We all build a society together. It’s all so vital. Of course, there are things to be amended about practically all job fields; free lance, corporate, blue collar, small/big business entrepreneurs, what have you; but ALL are so meaningful. The people that work them all have a right to love them.
So would you keep the 1 million dollars in savings in a retirement account/fund. Or keep it in your savings?